Annual Gift Limit 2025. For the 2025 tax year, the annual gift tax exclusion is increased by $1,000 to a total of $19,000. For 2024, the annual gift tax limit is $18,000.
As of 2025, each taxpayer can contribute up to $19,000 per year per designated beneficiary to a 529 plan without triggering gift tax implications. Use the annual gift tax exclusion to its fullest.